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- StepLadder FAQ's
- When is the best time to buy in the property cycle?
- Why should I consider a new property instead of an existing property?
- Do I own the property Leased by Housing New Zealand?
- How much work do I have to do during the purchase process?
- Is the 5% annual capital growth estimate StepLadder use conservative / balanced / optimistic?
- How much money do I need?
- How is the investment structured for tax efficiency
- How does the Tax benefit work?
- How do I fill in an IR23BS
- Who makes sure that the property meets all regulations (i.e completed according to plan)?
- How does StepLadder get paid?
- I live overseas, what are the implications?
- If we were to go ahead with this property what would the process be from here on?
- And if we don’t have a Professional Team?
- How are estimated returns calculated?
- Understanding LAQC's
- HNZC FAQ's
- Lease Margin HNZC (fee)
- How can I be sure the HNZC Lease is in place?
- Is the HNZC Lease registered in the name of the owner (of the property)?
- When can settlement of the Sale and Purchase of the property take place?
- Your contact at Housing New Zealand
- Rent payment
- How often is the rent reviewed?
- Can the rents go down?
- Can I get out of the Lease?
- Can I sell the property?
- Who pays for maintenance; the landlord (me) or HNZC?
- Who is the developer of the house?
- Water Rates, Council Rates and Insurance
- Urgent Maintenance
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- What is the process after the Lease has ended?
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